Young father thinks completed purchase of vehicle, only to have the car repossessed a week later.

A young father, living in Western Missouri, visited a local car dealership to purchase a car. Unbeknownst to him, the dealership was unable to secure financing on the spot. Instead of making this information known to the father, the dealer instead lies and states that the deal has been financed. The dealer has the consumer sign a contract, make the down payment and drive away in the car. A week after the sale the car dealer repossess the vehicle and keeps the young father’s down payment, leaving the man unable to get to work and unable to purchase another vehicle.

A Missouri Consumer Attorney filed a case on the behalf of the father under the Missouri Merchandising Practices Act.

If SB 5 were to be the law, this father would have no recourse.